Rent vs Buy Calculator

Property Value (₹)

Down Payment (%)

Loan Rate (% p.a.)

Loan Tenure (years)

Monthly Rent (₹)

Annual Rent Inflation (%)

Investment Return on Savings (% p.a.)

Home Price Growth (% p.a.)

Holding Period (years)

Annual Maintenance (% of property)

Buy = down payment + EMI + maintenance; rent = cash outflow (inflating) while investing the freed capital at your stated return. Gains assume the property appreciates at the selected rate.

Results

Total Rent Paid

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Buy Cash Outflow

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Invested Savings Future Value

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Home Equity (after sale)

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Net Worth: Rent

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Net Worth: Buy

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Net Worth Trajectory

Solid line = buy; dashed line = rent (invested savings). Hover to inspect years.

Metric	Rent	Buy
Run a comparison to see numbers.