Loan Prepayment Impact Calculator

Measure how lump-sum or recurring prepayments shrink your loan tenure and interest outgo.


For lump-sum prepayments, amount is deducted once at the specified start month. For recurring prepayments, the amount is added to each EMI after the start month.

Results

Original EMI
Original Total Interest
Revised Total Interest
Interest Saved
Original Tenure
Revised Tenure
Tenure Reduced
Outstanding Balance Over Time
Lines show outstanding loan balance with and without prepayment. Hover to inspect values.