Income Ladder Planner

Allocate capital across maturity buckets to meet monthly income needs with a rolling ladder.

Bucket Tenor (months) Yield (% p.a.) Allocation Cap (%)
Define tenor and yield for each rung. Allocation cap restricts maximum capital per bucket (leave blank for auto).

Results

Average Yield
Monthly Income (Yr 1)
Coverage
Capital Deployed
Cash Residual
Buckets Used
Projected Cashflows
Solid line = income from coupon + matured principal. Dashed line = income target.
Bucket Allocation (₹) Coupon (₹/month) Maturity Proceeds (₹) Reinvest Month